counseling :

Housing Counseling - Homeowner Assistance

Your Housing Counseling Options at CCCS

FREE - Delinquency Housing Counseling

At CCCS of Buffalo, our Delinquency Housing Counseling is Free. We are part of the New York State Attorney General's Homeowner Protection Program (HOPP), which funds a network of more than 85 trusted partners dedicated to providing homeowners with free, qualified mortgage assistance relief services across New York. Whether you are behind on your mortgage payments or feel you may become behind in the near future, a Certified Financial Counselor can help you explore available options that may make your mortgage more affordable for you. Call us TODAY to take advantage at 716-712-2060.

During a Delinquency Housing Counseling appointment a Certified Financial Counselor will:

  • Evaluate your mortgage options
  • Assist in applying for the appropriate option
  • Help you communicate with your lender, as needed
  • Assess your living expenses
  • Review your credit report and credit score

Reverse Mortgage Counseling

Mandatory counseling required for anyone who is applying for a Reverse Mortgage. A certificate of completion is provided after the appointment.

A Certified Reverse Mortgage Counselor will:

  • Provide you with unbiased information about how Reverse Mortgages work
  • Help you understand eligibility requirements, steps involved in the Reverse Mortgage process, costs, benefits, and possible alternatives

Pre-Purchase/Homebuyer Education Counseling

Take your Homebuyer Education course online now!

To register, please click on the image:

If you have a disability, language barrier or any impairment that may affect access to services, please call us at (716) 712-2060 so that we can assist in making alternative arrangements.

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